A New Investor Class is Rising
If we look into the financial future of India, we see that it is not exhaustive. It is no longer limited to cities like Mumbai and Bengaluru. Tier-2 cities like Nagpur, Surat, Guwahati, Nashik, and Indore have emerged as new hubs of investment today. In these cities too, the investors who are beginners, are taking control of their financial futures, and accessing different methods of saving, through which they can grow wealth, plan for their children’s education, and secure their retirements, which is not limited to traditional methods such as fixed deposits (FDs) and gold.
Therefore, this significant rise of Tier-2 investors, shows how they are thriving towards driving India’s financial revolution in the future.
But They Need More Than Just Apps
It is also important to note that Tier-2 investors face significant risks while accessing the digital platforms:
- Language Barriers: Many investors are comfortable in regional languages rather than in English.
- Lack of Trusted Human Guidance: They get financial products, but there is no personalized advice or trust.
- Confusion About Financial Products: There might be confusion between insurance, savings, and investments, making it harder to make informed decisions.
- Fear of Digital Fraud: The chances of security violations and online scams are higher in smaller towns, due to lower digital literacy rates.
These investors don’t only need products, they need people—trusted advisors providing guidance, explaining concepts, and offering support in a way that suits their lives.
How Fair Deal Wealth Advisors Fills the Gap
The Fair Deal Wealth Advisors, established under the leadership of Varun Hiremath, has come up with a new approach to financial planning, catering to the needs of Tier-2 India:
- Local Advisors: You will get a dedicated team of local, trained field advisors who can speak regional languages, ensuring clear and effective communication, thereby simplifying financial concepts.
- In-Person Support: You will get personalized support from our advisors, including setting up SIPs, KYC processes, and product explanations done face-to-face. This builds trust through human touch in accessing digital platforms.
- Goal-Based Planning: We not only talk about investments; we also focus on real-life goals like education, retirement, weddings, and home loans, making financial planning relatable and helpful for aspiring individuals.
- Small Ticket, Big Consistency: We emphasise starting with small amounts, gradually resulting in big results. Therefore, we encourage starting SIPs (Systematic Investment Plans) with as low as ₹500/month, staying consistent without the burden of large payments.
- Digital-Physical Blend: Apart from technology, we focus on Tier-2 investors by offering flexibility on reports, updates, and reminders, which are sent via WhatsApp, calls, or even paper, as per their preferences.
Real People. Real Impact.
Here’s how Fair Deal’s approach is transforming the lives of the Tier-2 cities:
- In Nagpur, a schoolteacher started monthly saving for his daughter’s engineering degree.
- In Guwahati, a taxi driver started SIP and now considers it as his “vacation fund.”
- In Solapur, a kirana shop owner has transformed from daily savings to long-term financial planning for his family’s future.
Varun Hiremath shares, “We don’t just talk SIPs. We talk school fees, weddings, and scooter EMIs.” We focus on real-world goals and empower individuals to achieve the same.
Why This Matters
Tier-2 investors are able to learn and to take charge of their financial futures.
These investors:
- Are eager to learn: They are curious to grow wealth and secure their future.
- Are loyal when guided with empathy: With the right guidance, they are consistent with the long-term investment journey.
- Will drive the next 50 crore SIP accounts: Tier-2 India are striving towards the growth of India’s SIPs, with a highly disciplined investing.
To ensure this growth, the financial community needs to meet Fair Deal Wealth Advisors. They are already showing up for these investors, ensuring trust, human support, and tailored advice.
Want to Be a Part of This Revolution?
Residing in Tier-2 India you can also be a part of this revolution, through these steps:
- Become a Fair Deal partner in your city: Join us in empowering your community with financial knowledge and tools.
- Refer friends and family in Tier-2 towns: Help spread the word and bring more people into the fold.
- Start your own SIP with us: No jargon, no pressure. Just simple, clear guidance that helps you build wealth over time.
The Untapped Potential of Tier-2 Cities
With the potential of the Tier-2 cities in India, we see that they are driving India’s economic engine forward through wealth creation, proving themselves to be the financial powerhouse.
Apart from traditional investment mentions like FDs and gold, they are utilizing other methods too, ensuring growth in their wealth and securing their futures. This became possible due to the significant opportunities given by the financial services providers, who understands their needs of and offer solutions accordingly.
The Fair Deal Wealth Advisors is designed to offering the investors a combination of in-person, localized guidance and digital tools to familiarize them with the financial revolution taking place across the nation.
